Privacy policy

At Free To Grow we treasure your information. That is why we are dedicated to providing you with superior service while protecting your privacy and safeguarding your personal information.

Why we collect, use and disclose personal information

Collecting personal information about you is essential to our being able to provide the products and services that best meet your needs (including individuals associated with you, all of whom we refer to as “client” in this Privacy Policy). While the personal information we collect may come directly from you, it may also be provided by our affiliates or other third parties (such as employers, insurance companies, insurance brokers or agents, credit organizations, motor vehicle and driver licensing authorities, financial institutions, medical professionals, etc.).
Personal information may be used for the following purposes:

  • To determine eligibility and process applications for products and services and to provide information and services
  • To understand and assess ongoing needs of Clients and potential Clients and offer products and services to meet those needs
  • For communication, service, marketing, billing and administration
  • For claims administration and data analysis
  • For fraud detection and prevention
  • For analytics purposes
  • To develop proprietary tools and databases
  • To provide consulting services to insurance companies
  • To comply with legal, audit, security and regulatory requirements
  • To obtain and update credit information with appropriate third parties, such as credit reporting agencies, where transactions are made on credit
  • Other purposes disclosed in our terms of business or disclosed to you at the time of collection, use or disclosure

What information we collect

Depending on the products or services you request, we may collect information that you provide on applications for products and services, such as your contact information, age, health conditions, financial information, employment history, and income information. To assess risk or if you make a claim, we may collect information from insurers, industry associations, claims adjusters, and consumer reporting agencies. We may also automatically collect information through our marketing programs through the use of cookies, beacons and other technologies that track how you use our website and marketing communications.